Same bank game here in UK, the banks have clsed loads of their offices, some are only opening short hours, they are all making a huge push for online only banking and no cash…it’s clear as hell they are useing Bat Clap to make it all digital.
Same with brokers…try and get hold of anyone in any of these Co’s they are all at home, only working by email…u can’t get anything done at all, inside months.