The vast majority were scared to death that rates would go even higher and that inflation would keep going higher…….only later, much later did people wish they had booked high rates…..but rates had climbed from @ 4 %..so they were right not to book 8, 9, 12 , 14 etc……of course a lucky few did have rollovers that coincided, and they never had to worry again for 30 years !!!!!
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