Its nothing more then a TAX Collection Scheme .
The Banks are allowed to rob steal plunder from any source ..then the Gubberment fines them because they couldent collect that much money in TAXES if they tried.
and its easier to collect from a handful of Banks than millions of unemployed and a lot more economical..
Eliminate the IRS and Fine the Banks …Why not ? as Willie Sutton the Bank Robber was asked why do you rob banks ? He said said “cause thats where the money is”.The Gubberment has legalized gambling,Lottery,numbers rackets ..why not bank robbery ? Crooks can’t make a living anymore the Gubberment dosent want the competition..