You mentioned end of times risks…if yr investing with end of times in mind, then a Fund would be no good, as ownership would remain with the Fund and it is highly likely the Fund co would go tits up, as some of it’s investments would no doubt be high risk.
So with that in mind it has to be individual Co’s that are relatively bullet proof, such as Exxon, Phillips , Occidental .
If end of times is ignored then a fund of majors, gives you the diversification safety, which single investments always lack.
