One way to be aware of Bank fraud is,if a bank has been acting as custodian and has been charging you a small custodian fee for holding your physical and suddenly stops charging you ,what it probably means is THEY decided to hold your gold in PAPER form instead of physical form and neglected to inform you.. If they continued to charge you the custodial FEE for PAPER that would be FRAUD ! I was aware of a situation 30 years ago ,when a customer became curious as to why they stopped the FEE .Upon inquiry it became clear the BANK made the switch without the customers consent .The customer immediately ordered everything SOLDĀ recovered his cash and never did business with that Bank again.
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